Terms of Service
Bridging Heart and Business
Last updated: February, 2026
These Terms of Service (“Terms”) govern your access to and use of the website, content, products, programs, and services provided by bridgingheartandbusiness (“we”, “us”, or “our”). By accessing or using our website or services, you agree to be bound by these Terms.
If you do not agree with these Terms, please do not use our Services.
1. Use of Our Services
You agree to use our website, products, and services only for lawful purposes and in accordance with these Terms. You must not use our Services in any way that could damage, disable, overburden, or impair our systems or interfere with any other user’s use.
Our Services are intended for individuals 18 years of age or older.
2. No Professional Advice
Any information, content, or materials provided through our website or services are for general informational and educational purposes only. They are not intended as professional, legal, financial, medical, or therapeutic advice.
You are responsible for your own decisions, actions, and results. You should consult appropriate professionals before making decisions based on information provided through our Services.
3. No Warranties
Our website, products, services, and all related content are provided “as is” and “as available”, without warranties of any kind, whether express or implied.
To the fullest extent permitted by applicable law, we disclaim all warranties, including but not limited to:
-
Implied warranties of merchantability
-
Fitness for a particular purpose
-
Accuracy, reliability, or completeness of content
-
Uninterrupted or error-free operation
We do not warrant that the Services will meet your expectations or that any results will be achieved.
4. Limitation of Liability
To the maximum extent permitted under applicable Canadian law, bridgingheartandbusiness shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to:
-
Loss of profits or revenue
-
Business interruption
-
Loss of data or information
-
Personal dissatisfaction or unmet expectations
Our total liability, if any, arising out of or related to your use of our Services shall not exceed the amount paid by you (if any) for the specific product or service giving rise to the claim.
Nothing in these Terms limits liability where such limitation is prohibited by law.
5. Intellectual Property
All content on this website and within our Services — including text, graphics, images, videos, audio, logos, trademarks, designs, downloads, and written materials — is the property of bridgingheartandbusiness or its licensors and is protected by Canadian and international copyright and intellectual property laws.
You may not:
-
Copy, reproduce, modify, publish, distribute, or transmit any content
-
Create derivative works
-
Sell, license, or exploit content for commercial purposes
-
Use content without prior written permission
6. Limited License
We grant you a limited, non-exclusive, non-transferable, revocable license to access and use our content and Services for personal, non-commercial use only, unless otherwise expressly stated in writing.
Unauthorized use of our content may result in termination of access and may give rise to legal action.
7. Payments, Refunds, and Access
Where applicable:
-
Prices are listed in the applicable currency
-
Payments must be made in full before access is granted
-
Refund policies, if offered, are described at the point of purchase or in associated product terms
Digital products and services may be delivered electronically and may not be refundable unless expressly stated.
8. Third-Party Links and Services
Our website or Services may contain links to third-party websites or services. We are not responsible for the content, accuracy, policies, or practices of third parties.
Your interactions with third-party services are governed by their own terms and policies.
9. Termination
We reserve the right to suspend or terminate access to our Services, without notice, if we believe you have violated these Terms or engaged in unlawful or harmful conduct.
Termination does not limit any rights or remedies available to us under law.
10. Governing Law and Jurisdiction
These Terms are governed by and construed in accordance with the laws of the Province of Ontario and the federal laws of Canada applicable therein, without regard to conflict of laws principles.
You agree that any disputes arising from or relating to these Terms or your use of our Services shall be subject to the exclusive jurisdiction of the courts located in Ontario, Canada.
11. Language
The parties agree that these Terms are drafted in the English language, which shall be the official language for all interpretations and communications relating to this agreement.
12. Changes to These Terms
We may update these Terms from time to time. Any changes will be posted on this page with an updated “Last updated” date. Continued use of the Services after changes constitutes acceptance of the revised Terms.